About Standard Chartered Rewards Credit Card
This credit card allows users to earn significant rewards on their spending, offering up to 8 points for every Rs. 150 spent. Basic rewards are earned on all retail transactions, while additional points are unlocked upon meeting a set monthly spending target. Points can be redeemed for statement credits or from a rewards catalogue, though using the catalogue generally provides a higher value return.
Cardholders also enjoy complimentary access to domestic airport lounges, which is useful for frequent flyers. The annual fee is moderate and can be waived by meeting a minimum annual spend, or offset through bonus reward points.
However, in terms of lifestyle-related value, the card may offer less compared to similar options in the market. Competitor cards often include enhanced rewards on dining, groceries, entertainment, and travel, along with milestone bonuses, insurance coverage, and special discounts. These additional benefits can make those cards more rewarding for users with diverse spending habits.
Rewards Program
- Standard Rewards: Earn 4 points for every Rs. 150 spent on shopping and retail purchases.
- Basic Rewards: Get 1 point for every Rs. 150 spent on insurance premiums and government-related payments.
- Extra Bonus: Receive an additional 4 points for every Rs. 150 spent on retail once your monthly spending crosses Rs. 20,000.
- Monthly Limit: The extra bonus points are capped at 2,000 points per month.
- Redemption Options:
- 1 point can be redeemed for Rs. 0.25 through the rewards catalogue.
- 1 point can also be used to offset Rs. 0.20 from your card statement balance.
Additional Features & Benefits
Airport Lounge Privileges: Enjoy up to 4 complimentary domestic airport lounge visits annually, limited to 1 visit per calendar quarter.
Fee Waiver on Renewal: Annual card renewal fee is waived if you have spent at least Rs. 1.5 lakh in the previous year.
Renewal Rewards: Earn 4,000 reward points on renewal fee payment if the fee waiver is not applicable.
Fuel Savings: Get a 1% fuel surcharge waiver (up to Rs. 400 per month) for fuel purchases between Rs. 400 and Rs. 2,000.
Standard Chartered Rewards Credit Card Reward Points & Cashback Calculator
Standard Chartered Rewards Credit Card: Fees & Charges
Important Points Before Applying
Who Should Consider This Card:
If you are looking for a simple rewards card that also provides access to domestic airport lounges.
If you plan to boost your rewards by taking advantage of the extra 4-point bonus by spending over Rs. 20,000 in a month.
If you prefer redeeming your points for products, vouchers, and special offers through the rewards catalogue rather than using them as statement credit, allowing you to get more value from your points.
Steps to Close Standard Chartered Rewards Credit Card
You can conveniently close your Standard Chartered Rewards Credit Card through net banking or the mobile banking app by following these steps:
Step 1: Log in to Your Account:- Access your Standard Chartered Bank account using net banking or the mobile banking application with your login credentials.
Step 2: Go to Help & Services Section:- After logging in, navigate to the “Help & Services” section available on the dashboard.
Step 3: Select Credit Card Cancellation Option:- Under the Card Management section, choose the option for credit card cancellation or closure.
Step 4: Choose the Reason for Closure:- Select an appropriate reason for cancelling your credit card from the available options.
Step 5: Select the Credit Card:- Pick the credit card you wish to close. If you have multiple cards, you can choose the specific card or select more than one if needed.
Step 6: Review and Submit Request:- Check all the details carefully and submit your closure request. Make sure all information provided is correct.
Step 7: Receive Confirmation:- Once your request is processed, you will receive confirmation via SMS and email indicating that your credit card closure request has been successfully completed.
Important Tips
Ensure all outstanding dues are cleared before submitting the request
Redeem reward points prior to closure
Avoid using the card after initiating the request
Check your credit report later to confirm the account status
Standard Chartered Rewards Credit Card Helpline Number
If you need assistance with your Standard Chartered Rewards Credit Card, you can reach out to the bank’s customer support team for help with billing, payments, reward points, card blocking, and closure requests.
General Customer Support
📞 6601 4444
📞 3940 4444
📞 1800 345 1000
24×7 Helpline for Premium Banking Customers
📞 6601 1500
📞 3940 1500
📞 1800 425 1000
📞 1800 345 5000
24×7 Helpline for Priority Banking Customers
📞 6601 2424
📞 3940 2424
📞 6601 242
📞 3940 242
📞 1800 525 8390
Services Available
You can use these helpline numbers for:
Billing and transaction-related queries
Payment assistance
Reward points information
Reporting lost or stolen cards
Credit card cancellation or closure requests
Important Note
Some services may be available only between 8:00 AM to 8:00 PM, depending on the type of request.
Always use official helpline numbers to avoid fraud or unauthorized access.
