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Tata Neu Plus HDFC Credit Card

The Tata Neu Plus HDFC Credit Card is a co-branded card designed for shopping enthusiasts. It offers up to 7% savings on Tata Neu purchases and 2% value back in NeuCoins on other spends. Cardholders also enjoy complimentary lounge access for a more comfortable travel experience. The annual fee is ₹499 plus taxes.

Tata Neu Plus HDFC Credit Card

Tata Neu Plus HDFC Credit Card: Overview

The Tata Neu Plus HDFC Credit Card is a co-branded card ideal for frequent Tata Neu shoppers. It allows cardholders to earn up to 7% value back on selected Tata Neu purchases. Rewards are credited as NeuCoins, which can be redeemed across Tata Neu and partner brands like Air India, BigBasket, and Westside, offering flexibility beyond a single brand.

Cardholders receive 2% value back on all non-EMI Tata Neu spends and an extra 5% NeuCoins on select Tata Neu purchases. For other transactions, including UPI payments, the card offers 1% value back.

Additional perks include welcome bonus points, complimentary domestic airport lounge access, and a fuel surcharge waiver. This card is a strong choice for shoppers looking to maximize rewards while enjoying extra travel and lifestyle benefits.

Reward Highlights

  • Earn 2% NeuCoins on non-EMI purchases made at Tata Neu and its partner brands, including Air India, Westside, and more.
  • Get 1% NeuCoins on purchases outside the Tata ecosystem and on any merchant EMI transactions.
  • Earn 1% NeuCoins (capped at 500 NeuCoins per month) on UPI payments if using the RuPay card variant.
  • Receive an extra 5% NeuCoins on transactions made through the Tata Neu app or website after downloading the app and registering for Tata NeuPass.

Key Details About Tata NeuCoins

  • Validity: NeuCoins remain valid for 365 days from your most recent eligible earn or redemption transaction.
  • Value: Each NeuCoin is equivalent to ₹1.
  • Redemption Options: NeuCoins can be used at partner stores or via Tata Neu app/website. Redemption is possible through Tata Pay or as loyalty points for select brands and categories, including Tata Neu, Air India Express, BigBasket, Croma, IHCL hotels, Tata Cliq, Westside, Tata 1mg, and more.

Additional Benefits & Features

  • Welcome Reward: Earn 499 NeuCoins on the Tata Neu App by completing your first transaction within 30 days of receiving the card.

  • Lounge Access: Enjoy 4 complimentary domestic lounge visits per year (maximum 1 per quarter) after spending ₹50,000 in the previous quarter.

  • Annual Fee Waiver: Get your card’s annual fee waived by spending ₹1,00,000 within a year.

  • Fuel Surcharge Waiver: Save 1% on fuel surcharge (up to ₹250 per month) at any fuel station in India for fuel transactions between ₹400 and ₹5,000.

Tata Neu Plus HDFC Credit Card Reward Points & Cashback Calculator

Reward Points Calculator

Tata Neu Plus HDFC Credit Card : Fees & Charges

Fee Type Amount
Joining Fee Rs. 499
Annual Fee Rs. 499
Finance Charges 3.75% p.m. | 45% p.a.
Late Payment Charges
For Statement Balance:
Up to Rs. 100 Nil
Rs. 101 to Rs. 500 Rs. 100
Rs. 501 to Rs. 1,000 Rs. 500
Rs. 1,001 to Rs. 5,000 Rs. 600
Rs. 5,001 to Rs. 10,000 Rs. 750
Rs. 10,001 to Rs. 25,000 Rs. 900
Rs. 25,001 to Rs. 50,000 Rs. 1,100
More than Rs. 50,000 Rs. 1,300

Things to Know Before Applying

Who Should Consider This Card:

  • Frequent shoppers at Tata Neu and its partner brands, such as Westside, BigBasket, Croma, and more.

  • Those who prefer a straightforward rewards program with easy redemption through the Tata Neu platform.

  • Individuals who can spend ₹1,00,000 annually to qualify for the annual fee waiver.

Eligibility Requirements:

  • Age: 21 to 65 years.

  • Employment: Salaried or self-employed.

  • Income: Minimum ₹25,000 per month for salaried applicants; ₹6 lakh per annum for self-employed applicants.

Steps to Close Tata Neu Plus HDFC Credit Card

If you want to deactivate your Tata Neu Plus HDFC Credit Card, it is important to follow the proper procedure defined by HDFC Bank to ensure a smooth and secure closure process.

Contact Customer Care

  • Call HDFC Bank credit card support using the helpline number printed on your card or available on the official website
  • Follow the IVR options and select credit card-related services
  • Speak with a customer care executive to raise your card closure request

Initiate Closure Request

  • Inform the executive that you wish to close your credit card
  • You may be guided through IVR or assisted manually to initiate the request
  • Follow all instructions carefully to avoid delays

Verify Your Identity

You will need to complete verification by providing

  • Full name
  • Registered mobile number
  • Last four digits of your credit card
  • Any additional details if requested by the bank

Confirm Closure Request

  • After successful verification, confirm your request to close the card
  • Ensure all outstanding dues are cleared before final approval
  • The bank may take a few working days to process your request

Important Points to Remember

  • Clear all pending dues including EMIs, interest, and applicable charges before initiating closure
  • Redeem all reward points or benefits, as they may expire after closure
  • Cancel all auto-debits, subscriptions, and standing instructions linked to the card
  • Avoid using the card after submitting the closure request
  • Request confirmation via SMS or email once the closure is completed

After Card Closure

  • Cut the card across the chip and magnetic strip to prevent misuse
  • Check your credit report after a few weeks to ensure the account status is updated as “Closed”
  • Report any discrepancy to the bank immediately for correction

Tata Neu Plus HDFC Credit Card Helpline Number

If you need assistance related to your Tata Neu Plus HDFC Credit Card, you can contact the customer support team of HDFC Bank. The bank offers help for billing queries, payments, card blocking, reward points, and other credit card-related services.

Customer Care Numbers (India)

  • Primary Helpline: 1800 202 6161
  • Alternate Helpline: 1860 267 6161
    These numbers can be used for all types of credit card-related queries across India

International Support

  • Overseas Helpline: +91-22-6160 6161
    This number can be used when calling from outside India

Email Support

Availability

  • Customer support for general queries is available during working hours
  • Emergency services such as card blocking are available 24×7

Services Available

  • Assistance with billing and statement-related queries
  • Support for payments and outstanding dues
  • Help with reporting lost or stolen credit cards
  • Card blocking, replacement, or reissue requests
  • Guidance for credit card closure or cancellation

Important Points

  • Keep your registered mobile number and card details ready for verification
  • Do not share sensitive details such as OTP, PIN, or CVV
  • Always use official contact channels for secure communication
  • Report any suspicious or unauthorized transactions immediately

FAQs

Does the Tata Neu Plus Credit Card provide lounge access?

Yes. Cardholders receive four complimentary domestic lounge visits per year, with a maximum of one visit per quarter.

The card has an annual fee of ₹499. You can have the fee waived by spending ₹1,00,000 within a year.

NeuCoins are not earned on certain transactions, including fuel payments, rent, government fees, voucher or wallet loads, cash advances, bill outstanding payments, other fees, and EMI transactions.

Yes, the card is available in the RuPay variant. It offers 1% NeuCoins on UPI transactions, with a monthly cap of 500 NeuCoins.

You can apply for the card through HDFC Bank or via authorized partners like Paisabazaar by filling out the online application form.

The card provides up to 7% value back on Tata Group partner brands and 1% on other purchases. Additional perks include complimentary lounge access and welcome/renewal rewards.

The card is available to salaried and self-employed individuals aged 21–65. Minimum income criteria are ₹25,000 per month for salaried applicants and ₹6 lakh per annum for self-employed applicants.

Yes. With a low annual fee of ₹499 and rewards on popular Tata brands, it is ideal for those new to credit cards or looking for simple value-back benefits.

No. The Tata Neu Plus Credit Card is an unsecured card and cannot be issued against a fixed deposit. Eligibility depends on age and income criteria.

To close the card, you can contact HDFC Bank customer care at 1800 2600 or visit the nearest HDFC Bank branch in person.