Apply Now

Titan SBI Credit Card

The Titan SBI Credit Card offers strong benefits for frequent shoppers, especially on Titan Group brands with value-back of up to 7.5%. Users can earn 6 reward points per ₹100 spent and enjoy domestic and international lounge access annually, making it a premium lifestyle card for regular travellers and shoppers.

Titan SBI Credit Card

About Titan SBI Credit Card

The Titan SBI Credit Card, introduced in early 2024 as part of Titan’s first co-branded partnership with SBI Card, caters strongly to shoppers who prefer Titan’s premium brands. With an annual fee of ₹2,999, the card delivers notable value, especially through enhanced cashback on gold and jewellery purchases from brands like Tanishq, Zoya, CaratLane and Mia. Since many cards exclude jewellery from reward-earning categories, earning up to 5% back on these transactions can be highly rewarding for buyers in this segment.

Beyond jewellery, the card also offers boosted value-back on several lifestyle and fashion labels under the Titan umbrella—including Taneira, Titan Eye+, Fastrack, Helios, Skinn, Sonata, Irth and World of Titan. These brands lean more toward premium and mid-range products rather than everyday essentials, making the card especially suitable for customers who regularly spend on accessories, watches, apparel, fragrances, and luxury items.

Overall, this card is most advantageous for individuals who make significant or recurring purchases within Titan’s high-value categories.

Note: This card is not available on Paisabazaar. For interest or application, please visit the official SBI Card website.

Rewards Program

  • Tanishq Purchases: Earn gift vouchers worth 3% of your spending at Tanishq, with a quarterly earnings cap of ₹25,000.
  • Mia, CaratLane & Zoya: Get 5% cashback on jewellery buys from these brands, limited to ₹10,000 per quarter.
  • Other Titan Brands: Receive 7.5% cashback on purchases across Titan labels such as World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth, and Sonata, capped at ₹10,000 quarterly.
  • General Spending: Collect 6 reward points for every ₹100 spent outside Titan outlets, up to a maximum of 6,000 points.
  • UPI at Titan Stores: Earn 6 reward points per ₹100 for UPI payments made at participating Titan locations.
  • Redemption Value: Each reward point holds a value of ₹0.25 and can be redeemed for Titan brand vouchers.

Other Features & Benefits

Activation Bonus: Receive 12,000 reward points—equivalent to ₹3,000—after paying the joining fee.

Renewal Waiver: The annual fee is reversed when your yearly spending reaches ₹3 lakh.

Milestone Rewards:

  • Get extra benefits worth ₹5,000 on annual spends of ₹5 lakh.
  • Earn additional perks worth ₹10,000 when yearly spends touch ₹10 lakh.

Airport Lounge Access:

  • Enjoy 8 complimentary domestic lounge visits every year (limited to 2 per quarter).
  • Access 4 international airport lounges annually (2 per quarter) at no charge for the first two years.

Priority Pass: Comes with free Priority Pass membership for international lounge use.

Titan SBI Credit Card Reward Points & Cashback Calculator

Reward Points Calculator

Titan SBI Credit Card: Fees and Charges

Fee Type Amount
Joining Fee Rs. 2,999
Annual Fee Rs. 2,999
Finance Charges 3.5% p.m. | 42% p.a.
Late Payment Charges
For outstanding balance:
Up to Rs. 500 Nil
Rs. 500 up to Rs. 1,000 Rs. 400
Rs. 1,000 up to Rs. 10,000 Rs. 750
Rs. 10,000 up to Rs. 25,000 Rs. 950
Rs. 25,000 up to Rs. 50,000 Rs. 1,100
Above Rs. 50,000 Rs. 1,300

Things to Know Before Applying

You should consider this card if:

  • You regularly watch movies or attend events, shows, or sports activities.

  • BookMyShow is your preferred platform for booking tickets.

  • You want a credit card with a low yearly fee.

  • You already have other cards that cover broader lifestyle and everyday spending benefits.

Steps to Close Titan SBI Credit Card

If you wish to discontinue your Titan SBI Credit Card, you can follow the official procedures offered by SBI Card. These offline methods are helpful if you prefer personal assistance or are unable to submit a request online.

Visit Nearest SBI Branch

  • Go to your nearest State Bank branch carrying a valid identity proof along with your credit card details
  • Ask the bank executive for the credit card closure request form
  • Fill in the form with accurate information and review it carefully
  • Submit the form to the concerned official for further processing

Contact Customer Care

Process details

  • Speak with the customer care representative and request closure of your credit card
  • Share the required details such as the last four digits of your card and your registered mobile number
  • Complete the authentication steps as guided by the executive

Send a Written Request

You may also send a formal application by post including the following information

  • Full name of the cardholder
  • Registered residential address
  • Active contact number
  • Last four digits of the credit card

Mailing Address

SBI Cards and Payment Services Limited

  • Unit 401 & 402, 4th Floor, Aggarwal Millennium Tower
  • E-1, 2, 3 Netaji Subhash Place, Wazirpur New Delhi – 110034

Important Points to Remember

  • Ensure that all pending dues such as outstanding balance, EMIs, interest, and other charges are fully paid
  • Utilize or redeem all reward points before initiating the closure request
  • Deactivate any standing instructions, auto-payments, or subscriptions linked to the card
  • Avoid making any transactions after submitting the closure request
  • Ask for confirmation of closure via SMS or email for your records

After Card Closure

  • Destroy the card by cutting it diagonally across the chip and magnetic strip
  • Review your credit report after a few weeks to confirm that the account status is updated as “Closed”

Titan SBI Credit Card Helpline Number

If you require help regarding your Titan SBI Credit Card, you can get in touch with the customer support team of SBI Card. They offer assistance for billing concerns, payments, card blocking, reward points, and other credit card-related services.

Customer Care Helpline Numbers

Availability

  • IVR Services are accessible round the clock, 24×7
  • Customer care representatives are available from Monday to Saturday between 9:00 AM and 6:00 PM

Note: Calls made to 1860 numbers may incur charges depending on your telecom provider

International Customer Support

  • Overseas Helpline: +91-80-26599990
    This number can be used when calling from outside India

Email Support

For personal credit card assistance, you can also submit requests through the official website or net banking portal of SBI Card

SMS Services for Existing Cardholders

Send an SMS to 5676791 using your registered mobile number in the following format

  • Balance Enquiry: BAL XXXX
  • Available Credit Limit: AVAIL XXXX
  • Block Card: BLOCK XXXX
  • Payment Status: PAYMENT XXXX
  • Reward Points: REWARD XXXX
  • E-Statement Request: ESTMT XXXX
  • Duplicate Statement: DSTMT XXXX MM

Replace XXXX with the last four digits of your credit card

WhatsApp Support

Activation Methods

  • Give a missed call on 08080945040
  • Register through the SBI Card mobile app or official website
  • Send SMS WAOPTIN XXXX to 5676791 from your registered mobile number

Services Available

  • Customer support can help you with billing and statement queries
  • Reporting a lost or stolen card
  • Handling fraud or unauthorized transaction issues
  • Information related to reward points and ongoing offers
  • Requests for card closure, upgrade, or other service changes

Important Tips

  • Keep your registered mobile number and card details ready before contacting support
  • Do not share confidential details such as OTP, PIN, or CVV with anyone
  • Always keep a record of your complaint or reference number for future follow-up
  • In case of suspicious activity, block your card immediately through official channels

FAQs

Do online purchases at partner brands qualify for rewards?

The card’s enhanced rewards are primarily designed for purchases made at physical Titan stores. SBI Card has not specifically confirmed whether the same benefits apply to online transactions.

SBI Card sets the final approval criteria, but applicants are generally expected to be between 18 and 60 years of age and meet the income norms defined by the issuer.

No service charges apply for linking or using UPI through this card. When you pay via UPI at select Titan outlets, you earn 6 reward points for every ₹100 spent.

The Titan SBI Credit Card is issued on both RuPay and Visa networks.

No, payments made toward jewellery purchase schemes or plans do not earn reward points, vouchers, or cashback.

Redemption depends on the brand. Jewellery vouchers can be used at participating Tanishq, Mia, or Zoya stores. Vouchers for other Titan brands—such as World of Titan, Taneira, Titan Eye+, Skinn, Fastrack, Helios, and Irth—can be redeemed either at physical stores or on respective brand websites. Note: For Titan Eye+, vouchers can only be applied in-store.