YES Bank Wellness Credit Card is designed for everyday health and lifestyle spending. It offers accelerated reward points on purchases at medical and wellness outlets, regular rewards on retail transactions, and fuel surcharge savings. With a modest joining fee, it suits users seeking value on routine wellness expenses.
This wellness-focused credit card is crafted for individuals who regularly spend on healthcare and self-care needs. It offers value-back benefits on medical services, preventive health checkups, consultations, and fitness activities. Designed to support a healthy lifestyle, the card helps cardholders earn rewards while managing everyday wellness expenses more efficiently.
For every ₹200 spent using the Wellness Credit Card, cardholders can collect reward points in the following manner:
20 reward points on purchases at pharmacies and medical stores
4 reward points on general retail transactions
Not eligible for rewards: rent payments, fuel purchases, wallet loads, cash-related charges, government payments, promotional expenses, and EMI transactions
Monthly cap: up to 300 reward points on utility-related spends
Redemption: accumulated points can be redeemed through the card’s rewards catalogue
| Particulars | Amount | ||||||
|---|---|---|---|---|---|---|---|
| Joining Fee | Rs. 499 + Taxes | ||||||
| Annual Fee | Rs. 1,499 | ||||||
| Finance Charges | 3.99% p.m. | 47.88% p.a. | ||||||
| Late Payment Charges |
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You can close your YES BANK Wellness Credit Card using multiple official channels for a secure and hassle-free process.
What You Need Before Starting
Keep the following information ready:
Last 4 digits of your credit card
Date of birth
Registered mobile number
1. Online Closure via Net Banking
Log in to YES BANK Net Banking (YES Online)
Select your Wellness Credit Card and follow the closure instructions
Confirm your request using OTP sent to your registered mobile number
2. Mobile Banking App
Open the YES BANK Mobile Banking App (iris App)
Navigate to the credit card section
Select your Wellness Credit Card and submit the closure request
3. Phone Banking
Call 1800 103 6000 or 1860 210 1200 (for India)
For international customers, call +91 22 4935 0000
Request the executive to close your credit card and verify your identity
4. Email Request
Send a closure request to creditcard.closure@yesbank.in from your registered email ID
Include your full name, last 4 digits of your card, and contact information
Important Tips
Ensure all outstanding balances are cleared before requesting closure
Stop using your card once the closure request is submitted
Keep confirmation of closure (via SMS, email, or call) for your records
After closure, cut the card across the chip and magnetic strip to prevent misuse
If you need support with your YES BANK Wellness Credit Card, the bank’s customer care team is available to assist with billing, payments, lost card reporting, and other credit card services.
Customer Care Numbers
📞 1860 210 1200 (Charges may apply)
📞 1800 1200 (Toll-Free)
Dedicated Credit Card Support
📞 1860 210 1200 (Chargeable)
📞 1800 103 1212 (Toll-Free)
📞 1800 103 6000 (Toll-Free)
Services Offered
Assistance with credit card billing and transactions
Help with payments and statement queries
Reporting lost or stolen cards
Credit card closure or cancellation requests
General banking support
Important Tips
Keep your registered mobile number and credit card details ready for verification
Always use official YES BANK helpline numbers to avoid fraud
You can submit an application directly through the card issuer’s official website or by visiting a nearby branch and completing the required formalities.
Application progress can be checked online by entering basic details such as your registered mobile number, application or reference ID, date of birth, and PAN.
Bill payments can be made using online transfers, net banking, cash, cheque, or demand draft. Account holders with the same bank may also set up automatic debit instructions.
This wellness-focused card does not include complimentary airport lounge visits. Lounge access may be available with other variants or travel-oriented cards.
Yes, accumulated reward points can be redeemed as cash credit at a rate of 1 Reward Point = Rs. 0.50.
