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YES BANK Wellness Plus Credit Card

The YES Bank Wellness Plus Credit Card offers up to 30 reward points for every ₹200 spent, along with up to 8 complimentary domestic lounge visits annually. Cardholders can enjoy multiple redemption options for their rewards. The first-year fee is ₹1,499 plus applicable taxes, making it ideal for frequent travelers and rewards enthusiasts.

YES BANK Wellness Plus Credit Card

About YES BANK Wellness Plus Credit Card

The Wellness Plus Credit Card focuses on health and wellness, catering to those who prioritize fitness and medical care in their lifestyle. This premium variant offers enhanced benefits compared to its base version, including annual health check-ups, 24/7 access to doctor and counselor helplines, in-studio or home fitness sessions, and personalized nutrition plans.

With features such as accelerated reward points on pharmacy and healthcare-related purchases, this card is ideal for individuals with regular medical expenses who also want to earn rewards on their healthcare spending. For those who only occasionally visit doctors and rely on insurance for basic coverage, other credit card options with lower fees and suitable benefits may be more practical.

Health & Wellness Rewards

This card provides enhanced rewards and wellness perks on healthcare-related spending:

  • Earn 25 reward points for every Rs. 200 spent at pharmacies or health stores

  • Annual preventive health check-up covering up to 30 health parameters at no cost

  • Complimentary yearly dental and vision check-ups

  • Unlimited access to online consultations with nutritionists, general physicians, and specialists

  • Up to 12 free fitness classes each month, including Yoga, Pilates, Zumba, and Gym sessions

Additional Features & Benefits

Rewards Program:

  • Earn 6 reward points for every Rs. 200 spent across all non-category transactions

  • Enjoy 5× reward points on the first 3 transactions with any biller registered via the bank’s digital payment platform

  • Redeem points for flight, hotel, or movie bookings, or against items from an exclusive product catalogue

Lounge Access:

  • 2 complimentary domestic airport lounge visits every quarter

  • Applicable only for the primary cardholder

Fuel Benefits:

  • Get a 1% waiver on fuel surcharges at all petrol stations nationwide

  • Maximum benefit capped at Rs. 500 per billing cycle

YES BANK Wellness Plus Credit Card Reward Points & Cashback Calculator

Reward Points Calculator

YES BANK Wellness Plus: Fees & Charges

Fee Type Amount
Joining Fee Rs. 1,499
Annual Fee Rs. 1,499
Finance Charges 3.99% p.m. | 47.88% p.a.
Late Payment Fee
For outstanding amount of –
Up to Rs. 500 Nil
Above Rs. 500 Rs. 1,350 or 10% of total outstanding amount, whichever is lower

Important Points Before Applying

This card is ideal for you if:

  • You are looking for a credit card that offers enhanced rewards on healthcare-related spending.

  • You often shop at pharmacies or wellness stores.

  • You want to take advantage of complimentary health and wellness benefits included with the card.

  • You are comfortable paying an annual fee of Rs. 1,499.

Steps to Close YES BANK Wellness Plus Credit Card

If you wish to cancel your YES BANK Wellness Plus Credit Card, you can follow a simple process using online or offline methods provided by YES Bank.

Details You Should Keep Ready

Before initiating the closure request, make sure you have the following information available:

  • Last 4 digits of your credit card number
  • Your date of birth
  • Registered mobile number

Ways to Close Your Credit Card

You can choose any of the following methods to request closure:

  1. Online Credit Card Closure:- You can submit a closure request online through the bank’s official platform by entering the required details and verifying your identity.
  2. Net Banking:- Log in to YES Bank net banking (YES Online) and navigate to the credit card section to raise a closure request.
  3. Mobile Banking App:- Use the YES BANK mobile app (iris App) to place a request for cancelling your credit card easily.
  4. Phone Banking:- Contact customer care to initiate the closure request:
  5. Email Request:- Send an email from your registered email ID to:

    📧 creditcard.closure@yesbank.in

    Mention your card details and request for closure in the email.

Important Tips

  • Ensure all outstanding dues are cleared before placing the request

  • Do not use the card after submitting the closure request

  • Keep confirmation details safely for future reference

  • Destroy the card securely after closure

YES BANK Wellness Plus Credit Card Helpline Number

If you need assistance with your YES BANK Wellness Plus Credit Card, you can contact the customer support team of YES Bank for help with billing, payments, card blocking, and other services.

Customer Care Numbers

📞 1860 210 1200 (Charges may apply as per your service provider)
📞 1800 1200 (Toll-Free)

Credit Card Support

📞 1860 210 1200 (Chargeable)
📞 1800 103 1212 (Toll-Free)
📞 1800 103 6000 (Toll-Free)

Services Available

  • Credit card billing and transaction queries

  • Payment and statement assistance

  • Reporting lost or stolen cards

  • Credit card closure or cancellation requests

  • General banking support

Important Note

  • Keep your registered mobile number and card details ready for verification

  • Use only official helpline numbers to avoid fraud risks

FAQs

How can I pay my credit card bill?

You can settle your credit card bill using multiple options: offline methods like cash, cheque, or demand draft, and online methods such as NEFT/IMPS/RTGS, net banking, or the bank’s mobile app. If you hold an account with the bank, you can also use ATM fund transfers or set up standing instructions.

You can create or reset your credit card PIN by logging into your net banking account or visiting any branch ATM.

No, this credit card does not provide international lounge access. However, primary cardholders are eligible for up to 2 domestic lounge visits per quarter.

If your card is lost or stolen, block it immediately to prevent misuse. You can do this by sending an SMS from your registered mobile number or contacting customer support for assistance.

The Instant EMI facility allows you to convert purchases above a minimum amount (e.g., Rs. 2,500) into easy monthly installments. The repayment tenure ranges from 3 to 24 months, with interest rates typically between 12% and 15% per annum.