IFSC Code: HDFC0003989 of HDFC Bank, RAM NAGAR KARNAL, KARNAL

Complete details of HDFC Bank RAM NAGAR KARNAL branch including IFSC code, MICR code, address, contact number, and NEFT/RTGS/IMPS availability.
IFSC Code: HDFC0003989
Bank Name HDFC Bank
Branch Name RAM NAGAR KARNAL
IFSC Code HDFC0003989
MICR Code 132240115
Branch Code 003989 (Last 6 characters of IFSC)
City / Centre KARNAL
District KARNAL
State HARYANA
Full Address HDFC BANK LTD 95 8 RAM NAGAR KARNAL HARYANA132001

Fund Transfer Services

NEFT Available
RTGS Available
IMPS Available
UPI Available
Contact Number: 919996243333

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IFSC Code Format: HDFC0003989

The 11-character IFSC code is structured to identify the bank and branch uniquely:

H Bank
D Bank
F Bank
C Bank
0 0
0 Branch
0 Branch
3 Branch
9 Branch
8 Branch
9 Branch
🔍 How to read this IFSC code:
Bank Code (HDFC): Represents HDFC Bank
5th Character (0): Reserved for future use
Branch Code (003989): Unique identifier for RAM NAGAR KARNAL branch
Complete IFSC: HDFC0003989 is used for NEFT, RTGS, and IMPS transactions

Complete Branch Information

Branch Details

Bank Name HDFC Bank
Branch Name RAM NAGAR KARNAL
IFSC Code HDFC0003989
MICR Code 132240115
Branch Code 003989

Location Details

City / Centre KARNAL
District KARNAL
State HARYANA
ISO3166 IN-HR

Complete Address

HDFC BANK LTD 95 8 RAM NAGAR KARNAL HARYANA132001
KARNAL, KARNAL, HARYANA
Branch Contact Number
919996243333

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies every bank branch participating in NEFT, RTGS, and IMPS fund transfer systems in India. The Reserve Bank of India (RBI) assigns this code to ensure secure and error-free electronic money transfers.

The IFSC code HDFC0003989 belongs to HDFC Bank's RAM NAGAR KARNAL branch in KARNAL, HARYANA. This code is required for all electronic fund transfers to this branch.

How to Find IFSC Code?

1
Cheque Leaf

Find IFSC code printed on the left side of your cheque leaf

2
Bank Passbook

First page of your bank passbook contains IFSC code

3
RBI Website

Official RBI database of all bank branches

4
Net Banking

Account details section in your net banking portal

MICR Code: 132240115

MICR (Magnetic Ink Character Recognition) is a 9-digit code that enables faster processing of cheques. The MICR code 132240115 is specifically assigned to HDFC Bank RAM NAGAR KARNAL branch.

First 3 digits (132): City Code
Next 3 digits (240): Bank Code
Last 3 digits (115): Branch Code

Frequently Asked Questions

What is the IFSC code of HDFC Bank RAM NAGAR KARNAL branch?
The IFSC code of HDFC Bank RAM NAGAR KARNAL branch is HDFC0003989. This 11-character code is used for NEFT, RTGS, and IMPS fund transfers.
What is the MICR code of HDFC Bank RAM NAGAR KARNAL?
The MICR code of HDFC Bank RAM NAGAR KARNAL branch is 132240115. This 9-digit code is printed on cheque leaves for faster processing.
Where is HDFC Bank RAM NAGAR KARNAL branch located?
The branch is located at HDFC BANK LTD 95 8 RAM NAGAR KARNAL HARYANA132001, KARNAL, KARNAL, HARYANA.
Is NEFT available at HDFC Bank RAM NAGAR KARNAL?
Yes, NEFT is available at this branch. You can use IFSC code HDFC0003989 for NEFT transfers.
Is RTGS available at HDFC Bank RAM NAGAR KARNAL?
Yes, RTGS is available for high-value transactions (₹2 lakhs and above).
How to contact HDFC Bank RAM NAGAR KARNAL branch?
You can contact the branch at 919996243333 during business hours.