IFSC Code: PUNB0493100 of Punjab National Bank, KHAGARIA, KHAGARIA (BIHAR)

Complete details of Punjab National Bank KHAGARIA branch including IFSC code, MICR code, address, contact number, and NEFT/RTGS/IMPS availability.
IFSC Code: PUNB0493100
Bank Name Punjab National Bank
Branch Name KHAGARIA
IFSC Code PUNB0493100
MICR Code 851024002
Branch Code 493100 (Last 6 characters of IFSC)
City / Centre KHAGARIA (BIHAR)
District BIHAR
State BIHAR
Full Address RAJENDRA CHOWK KHAGARIA

Fund Transfer Services

NEFT Available
RTGS Available
IMPS Available
UPI Available

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IFSC Code Format: PUNB0493100

The 11-character IFSC code is structured to identify the bank and branch uniquely:

P Bank
U Bank
N Bank
B Bank
0 0
4 Branch
9 Branch
3 Branch
1 Branch
0 Branch
0 Branch
🔍 How to read this IFSC code:
Bank Code (PUNB): Represents Punjab National Bank
5th Character (0): Reserved for future use
Branch Code (493100): Unique identifier for KHAGARIA branch
Complete IFSC: PUNB0493100 is used for NEFT, RTGS, and IMPS transactions

Complete Branch Information

Branch Details

Bank Name Punjab National Bank
Branch Name KHAGARIA
IFSC Code PUNB0493100
MICR Code 851024002
Branch Code 493100

Location Details

City / Centre KHAGARIA (BIHAR)
District BIHAR
State BIHAR
ISO3166 IN-BR

Complete Address

RAJENDRA CHOWK KHAGARIA
KHAGARIA (BIHAR), BIHAR, BIHAR

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies every bank branch participating in NEFT, RTGS, and IMPS fund transfer systems in India. The Reserve Bank of India (RBI) assigns this code to ensure secure and error-free electronic money transfers.

The IFSC code PUNB0493100 belongs to Punjab National Bank's KHAGARIA branch in KHAGARIA (BIHAR), BIHAR. This code is required for all electronic fund transfers to this branch.

How to Find IFSC Code?

1
Cheque Leaf

Find IFSC code printed on the left side of your cheque leaf

2
Bank Passbook

First page of your bank passbook contains IFSC code

3
RBI Website

Official RBI database of all bank branches

4
Net Banking

Account details section in your net banking portal

MICR Code: 851024002

MICR (Magnetic Ink Character Recognition) is a 9-digit code that enables faster processing of cheques. The MICR code 851024002 is specifically assigned to Punjab National Bank KHAGARIA branch.

First 3 digits (851): City Code
Next 3 digits (024): Bank Code
Last 3 digits (002): Branch Code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank KHAGARIA branch?
The IFSC code of Punjab National Bank KHAGARIA branch is PUNB0493100. This 11-character code is used for NEFT, RTGS, and IMPS fund transfers.
What is the MICR code of Punjab National Bank KHAGARIA?
The MICR code of Punjab National Bank KHAGARIA branch is 851024002. This 9-digit code is printed on cheque leaves for faster processing.
Where is Punjab National Bank KHAGARIA branch located?
The branch is located at RAJENDRA CHOWK KHAGARIA, KHAGARIA (BIHAR), BIHAR, BIHAR.
Is NEFT available at Punjab National Bank KHAGARIA?
Yes, NEFT is available at this branch. You can use IFSC code PUNB0493100 for NEFT transfers.
Is RTGS available at Punjab National Bank KHAGARIA?
Yes, RTGS is available for high-value transactions (₹2 lakhs and above).
How to contact Punjab National Bank KHAGARIA branch?
Contact information is not available for this branch. Please visit the branch directly.